Yes. There are steps we can take to lessen the financial strain while you are recuperating.
First, we can make the bill collectors stop contacting you directly. Once we get on board, we can require the bill collectors to communicate only with us under North Carolina’s Fair Debt Collection Practices Act. At that point they cannot legally ring your phone again, and their bills are mailed to us.
We are usually able to persuade your medical providers to cease their collection efforts while your claim is pending. Medical providers are almost always willing to wait for payment so long as they know you have an attorney on board and you are pursuing your claim.
Second, we have been successful in persuading banks to “forbear” on collecting mortgage payments. We know that if you are out of work and not bringing home a check, the bills don’t necessarily stop. Banks can, and often will, agree to forbear, or hold off, on collecting mortgage payments if they know you are injured and out of work. Essentially, they agree to shift the missed payments to the end of the loan period. This allows you to keep your home and recuperate in peace until you are back on your feet and able to resume payments.
We understand that recovering from an injury is one of the hardest things you may ever have to endure, and that you do not need financial strain as an additional stressor. We will work hard to ease this pressure and give you the peace of mind you need.
For more information, email us: info@mcelweelawfirm.com